Insurance Bad Faith

An insurer is required to promptly and adequately pay a policyholder’s valid insurance claim. If the insurer does so, it is acting in good faith. However, some insurers fail to do so. They may use avoidance tactics, like delaying claims, denying the legitimacy of claims, and using other strategies to deny your claim. In such cases, the insurance company is acting in bad faith. When this happens, you can file a bad faith insurance claim against the insurer to recover the full amount for which you are eligible. If an insurer unjustly denies your claim or is using stall tactics to delay it, the Pauley Law Group can help. Contact our office for legal questions and representation to help you “level and resolve” your insurance claim with your insurance company.

Auto Insurance Bad Faith

When you are involved in a car accident, one of the first steps that you will take is to get in touch with the insurer (a.k.a. your insurance company) to file your claim. You may have taken all steps to file a substantial claim and have provided all the information that the insurance adjuster needs to process your claim and pay out promptly. But unfortunately, some insurers may still reject your claim.

In such cases, you may have grounds for a bad faith insurance claim. These claims may arise if the insurance adjuster makes a low settlement offer but refuses to give you any reasons for the low settlement offer. It might also arise if the insurer repeatedly requests information you already sent or refuses to communicate with you in a timely manner. These practices are not uncommon in the insurance industry. There are a number of other bad-faith insurance practices that our attorneys can help you evaluate and address in a claim. If you suspect an insurer is not acting in good faith, set up a consultation with Pauley Law Group pllc to help you “level and resolve” your insurance claim with your insurance company.

Homeowners Insurance Bad Faith

As a homeowner, you diligently and responsibly purchase homeowners insurance to cover any damages to your home and personal property from accidents or natural disasters. However, even homeowner's policies are subject to bad faith insurance practices to avoid covering damages related to wind, flooding, or other events.

Insurers also may act in bad faith when presented with a fire damage claim. After a home fire, a homeowner is severely traumatized and distressed, and some may be ready to accept any settlement the insurer offers. Insurance companies take advantage of this and might make low offers that don’t cover all damages. Make sure you do not accept a lowball settlement offer and address any delay tactics or unjust claim denials by taking your case to the Pauley Law Group pllc. Our attorneys will help you “level and resolve” your insurance claim with your homeowner's insurance company.